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lets begin with the sting in the fine print of the

 President Zelenskyy: Well yes, to tell you the truth, we are trying to work hard because we wanted to drain the swamp here in our country. We brought in many many new people. Not the old politicians, not the typical politicians, because we want to have a new format and a new type of government. I think the VA rate right now is still at 6%, you don't have to put any money down, you would just be required to pay closing costs. For our first house the buyers were offering to make our down payment, but since we had VA we asked that they pay our closing which they agreed to, so we ended up getting money back at the closing table.Although I work I didn't want our house payment to be over what our mortgage was, I think our mortgage came in about $150 under what our mortgage payment did, so it helped to pay some of the extras.What you will need to budget in is the mortgage which should include your escrow for taxes and insurance, again a mortgage company real estate agent could give